LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,522
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,969
−HK$1,470/mo
Today · 4.125%
HK$49,439
baseline
▲ 0.50% · 4.625%
HK$52,447
+HK$3,008/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,878/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,755
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,143
−HK$1,408/mo
Today · 4.125%
HK$54,551
baseline
▲ 0.50% · 4.625%
HK$57,427
+HK$2,876/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,102/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,826
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,563
−HK$1,764/mo
Today · 4.125%
HK$59,327
baseline
▲ 0.50% · 4.625%
HK$62,937
+HK$3,610/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,654/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,106
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,772
−HK$1,689/mo
Today · 4.125%
HK$65,461
baseline
▲ 0.50% · 4.625%
HK$68,912
+HK$3,451/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,922/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,130
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,156
−HK$2,059/mo
Today · 4.125%
HK$69,215
baseline
▲ 0.50% · 4.625%
HK$73,426
+HK$4,211/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,430/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,457
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,400
−HK$1,972/mo
Today · 4.125%
HK$76,372
baseline
▲ 0.50% · 4.625%
HK$80,397
+HK$4,025/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,744/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,739
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$86,344
−HK$2,646/mo
Today · 4.125%
HK$88,990
baseline
▲ 0.50% · 4.625%
HK$94,405
+HK$5,415/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,980/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,159
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$95,657
−HK$2,535/mo
Today · 4.125%
HK$98,192
baseline
▲ 0.50% · 4.625%
HK$103,368
+HK$5,176/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,384/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,199 · Scale 2, in force from 26 Feb 2026)