LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,525
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,972
−HK$1,470/mo
Today · 4.125%
HK$49,442
baseline
▲ 0.50% · 4.625%
HK$52,451
+HK$3,009/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,884/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,758
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,147
−HK$1,408/mo
Today · 4.125%
HK$54,555
baseline
▲ 0.50% · 4.625%
HK$57,430
+HK$2,875/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,110/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,830
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,566
−HK$1,765/mo
Today · 4.125%
HK$59,331
baseline
▲ 0.50% · 4.625%
HK$62,941
+HK$3,610/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,662/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,110
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,776
−HK$1,690/mo
Today · 4.125%
HK$65,466
baseline
▲ 0.50% · 4.625%
HK$68,917
+HK$3,451/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,932/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,135
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,161
−HK$2,058/mo
Today · 4.125%
HK$69,219
baseline
▲ 0.50% · 4.625%
HK$73,431
+HK$4,212/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,438/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,462
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,405
−HK$1,972/mo
Today · 4.125%
HK$76,377
baseline
▲ 0.50% · 4.625%
HK$80,403
+HK$4,026/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,754/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,745
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$86,350
−HK$2,646/mo
Today · 4.125%
HK$88,996
baseline
▲ 0.50% · 4.625%
HK$94,412
+HK$5,416/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$177,992/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,165
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$95,664
−HK$2,535/mo
Today · 4.125%
HK$98,199
baseline
▲ 0.50% · 4.625%
HK$103,375
+HK$5,176/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,398/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,336 · Scale 2, in force from 26 Feb 2026)