LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,527
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,975
−HK$1,470/mo
Today · 4.125%
HK$49,445
baseline
▲ 0.50% · 4.625%
HK$52,454
+HK$3,009/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,890/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,761
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,150
−HK$1,408/mo
Today · 4.125%
HK$54,558
baseline
▲ 0.50% · 4.625%
HK$57,434
+HK$2,876/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,116/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,833
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,570
−HK$1,764/mo
Today · 4.125%
HK$59,334
baseline
▲ 0.50% · 4.625%
HK$62,945
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,668/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,114
−HK$3,355/mo
▼ 0.25% · 3.875%
HK$63,779
−HK$1,690/mo
Today · 4.125%
HK$65,469
baseline
▲ 0.50% · 4.625%
HK$68,920
+HK$3,451/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,938/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,138
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,165
−HK$2,058/mo
Today · 4.125%
HK$69,223
baseline
▲ 0.50% · 4.625%
HK$73,435
+HK$4,212/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,446/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,466
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,409
−HK$1,972/mo
Today · 4.125%
HK$76,381
baseline
▲ 0.50% · 4.625%
HK$80,407
+HK$4,026/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,762/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,749
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,355
−HK$2,646/mo
Today · 4.125%
HK$89,001
baseline
▲ 0.50% · 4.625%
HK$94,417
+HK$5,416/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$178,002/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,170
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$95,669
−HK$2,535/mo
Today · 4.125%
HK$98,204
baseline
▲ 0.50% · 4.625%
HK$103,381
+HK$5,177/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,408/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,450 · Scale 2, in force from 26 Feb 2026)