LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,529
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,976
−HK$1,471/mo
Today · 4.125%
HK$49,447
baseline
▲ 0.50% · 4.625%
HK$52,456
+HK$3,009/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,894/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,763
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,151
−HK$1,409/mo
Today · 4.125%
HK$54,560
baseline
▲ 0.50% · 4.625%
HK$57,436
+HK$2,876/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,120/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,835
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,572
−HK$1,764/mo
Today · 4.125%
HK$59,336
baseline
▲ 0.50% · 4.625%
HK$62,947
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,672/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,116
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,782
−HK$1,690/mo
Today · 4.125%
HK$65,472
baseline
▲ 0.50% · 4.625%
HK$68,923
+HK$3,451/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,944/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,141
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,167
−HK$2,059/mo
Today · 4.125%
HK$69,226
baseline
▲ 0.50% · 4.625%
HK$73,438
+HK$4,212/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,452/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,468
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,412
−HK$1,972/mo
Today · 4.125%
HK$76,384
baseline
▲ 0.50% · 4.625%
HK$80,410
+HK$4,026/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,768/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,752
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,357
−HK$2,647/mo
Today · 4.125%
HK$89,004
baseline
▲ 0.50% · 4.625%
HK$94,420
+HK$5,416/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$178,008/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,174
−HK$5,033/mo
▼ 0.25% · 3.875%
HK$95,672
−HK$2,535/mo
Today · 4.125%
HK$98,207
baseline
▲ 0.50% · 4.625%
HK$103,384
+HK$5,177/mo
Deposit HK$2.04M · loan HK$18.36M · min. income ≈ HK$196,414/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,519 · Scale 2, in force from 26 Feb 2026)