LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,530
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,977
−HK$1,471/mo
Today · 4.125%
HK$49,448
baseline
▲ 0.50% · 4.625%
HK$52,457
+HK$3,009/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,896/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,764
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,153
−HK$1,408/mo
Today · 4.125%
HK$54,561
baseline
▲ 0.50% · 4.625%
HK$57,437
+HK$2,876/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,122/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,836
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,573
−HK$1,764/mo
Today · 4.125%
HK$59,337
baseline
▲ 0.50% · 4.625%
HK$62,948
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,674/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,117
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,783
−HK$1,690/mo
Today · 4.125%
HK$65,473
baseline
▲ 0.50% · 4.625%
HK$68,924
+HK$3,451/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,946/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,142
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,168
−HK$2,059/mo
Today · 4.125%
HK$69,227
baseline
▲ 0.50% · 4.625%
HK$73,439
+HK$4,212/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,454/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,470
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,414
−HK$1,971/mo
Today · 4.125%
HK$76,385
baseline
▲ 0.50% · 4.625%
HK$80,412
+HK$4,027/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,770/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,754
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,359
−HK$2,647/mo
Today · 4.125%
HK$89,006
baseline
▲ 0.50% · 4.625%
HK$94,422
+HK$5,416/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,012/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,176
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$95,675
−HK$2,535/mo
Today · 4.125%
HK$98,210
baseline
▲ 0.50% · 4.625%
HK$103,386
+HK$5,176/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,420/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,563 · Scale 2, in force from 26 Feb 2026)