LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,532
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,980
−HK$1,470/mo
Today · 4.125%
HK$49,450
baseline
▲ 0.50% · 4.625%
HK$52,459
+HK$3,009/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,900/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,767
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,155
−HK$1,408/mo
Today · 4.125%
HK$54,563
baseline
▲ 0.50% · 4.625%
HK$57,440
+HK$2,877/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,126/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,839
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,576
−HK$1,764/mo
Today · 4.125%
HK$59,340
baseline
▲ 0.50% · 4.625%
HK$62,951
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,680/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,120
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,786
−HK$1,690/mo
Today · 4.125%
HK$65,476
baseline
▲ 0.50% · 4.625%
HK$68,928
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,952/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,145
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,172
−HK$2,058/mo
Today · 4.125%
HK$69,230
baseline
▲ 0.50% · 4.625%
HK$73,443
+HK$4,213/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,460/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,473
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,417
−HK$1,972/mo
Today · 4.125%
HK$76,389
baseline
▲ 0.50% · 4.625%
HK$80,415
+HK$4,026/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,778/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,758
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,363
−HK$2,647/mo
Today · 4.125%
HK$89,010
baseline
▲ 0.50% · 4.625%
HK$94,427
+HK$5,417/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,020/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,180
−HK$5,034/mo
▼ 0.25% · 3.875%
HK$95,679
−HK$2,535/mo
Today · 4.125%
HK$98,214
baseline
▲ 0.50% · 4.625%
HK$103,391
+HK$5,177/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,428/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,660 · Scale 2, in force from 26 Feb 2026)