LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,533
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,980
−HK$1,471/mo
Today · 4.125%
HK$49,451
baseline
▲ 0.50% · 4.625%
HK$52,460
+HK$3,009/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,902/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,767
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,156
−HK$1,408/mo
Today · 4.125%
HK$54,564
baseline
▲ 0.50% · 4.625%
HK$57,440
+HK$2,876/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,128/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,840
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$57,576
−HK$1,765/mo
Today · 4.125%
HK$59,341
baseline
▲ 0.50% · 4.625%
HK$62,952
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,682/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,121
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,787
−HK$1,690/mo
Today · 4.125%
HK$65,477
baseline
▲ 0.50% · 4.625%
HK$68,929
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,954/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,146
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,173
−HK$2,058/mo
Today · 4.125%
HK$69,231
baseline
▲ 0.50% · 4.625%
HK$73,444
+HK$4,213/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$138,462/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,474
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,418
−HK$1,972/mo
Today · 4.125%
HK$76,390
baseline
▲ 0.50% · 4.625%
HK$80,417
+HK$4,027/mo
Deposit HK$6.12M · loan HK$14.28M · min. income ≈ HK$152,780/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,759
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$86,365
−HK$2,647/mo
Today · 4.125%
HK$89,012
baseline
▲ 0.50% · 4.625%
HK$94,428
+HK$5,416/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,024/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,181
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,680
−HK$2,536/mo
Today · 4.125%
HK$98,216
baseline
▲ 0.50% · 4.625%
HK$103,393
+HK$5,177/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,432/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,689 · Scale 2, in force from 26 Feb 2026)