LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,536
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,983
−HK$1,471/mo
Today · 4.125%
HK$49,454
baseline
▲ 0.50% · 4.625%
HK$52,463
+HK$3,009/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,908/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,771
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,159
−HK$1,409/mo
Today · 4.125%
HK$54,568
baseline
▲ 0.50% · 4.625%
HK$57,444
+HK$2,876/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,136/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$790,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,843
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,580
−HK$1,765/mo
Today · 4.125%
HK$59,345
baseline
▲ 0.50% · 4.625%
HK$62,956
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$118,690/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,125
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,791
−HK$1,690/mo
Today · 4.125%
HK$65,481
baseline
▲ 0.50% · 4.625%
HK$68,933
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.24M · min. income ≈ HK$130,962/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,150
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,177
−HK$2,059/mo
Today · 4.125%
HK$69,236
baseline
▲ 0.50% · 4.625%
HK$73,448
+HK$4,212/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,472/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,479
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,423
−HK$1,972/mo
Today · 4.125%
HK$76,395
baseline
▲ 0.50% · 4.625%
HK$80,421
+HK$4,026/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,790/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,764
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$86,370
−HK$2,647/mo
Today · 4.125%
HK$89,017
baseline
▲ 0.50% · 4.625%
HK$94,434
+HK$5,417/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,034/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,187
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,686
−HK$2,536/mo
Today · 4.125%
HK$98,222
baseline
▲ 0.50% · 4.625%
HK$103,399
+HK$5,177/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,444/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,812 · Scale 2, in force from 26 Feb 2026)