LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,536
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,984
−HK$1,471/mo
Today · 4.125%
HK$49,455
baseline
▲ 0.50% · 4.625%
HK$52,464
+HK$3,009/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,910/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$790,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,771
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,160
−HK$1,408/mo
Today · 4.125%
HK$54,568
baseline
▲ 0.50% · 4.625%
HK$57,445
+HK$2,877/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,136/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$790,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,844
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,581
−HK$1,765/mo
Today · 4.125%
HK$59,346
baseline
▲ 0.50% · 4.625%
HK$62,957
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,692/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,126
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,792
−HK$1,690/mo
Today · 4.125%
HK$65,482
baseline
▲ 0.50% · 4.625%
HK$68,934
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,964/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,151
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,178
−HK$2,059/mo
Today · 4.125%
HK$69,237
baseline
▲ 0.50% · 4.625%
HK$73,449
+HK$4,212/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,474/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,480
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,424
−HK$1,972/mo
Today · 4.125%
HK$76,396
baseline
▲ 0.50% · 4.625%
HK$80,423
+HK$4,027/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,792/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,766
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$86,371
−HK$2,647/mo
Today · 4.125%
HK$89,018
baseline
▲ 0.50% · 4.625%
HK$94,435
+HK$5,417/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,036/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,188
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,688
−HK$2,535/mo
Today · 4.125%
HK$98,223
baseline
▲ 0.50% · 4.625%
HK$103,400
+HK$5,177/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,446/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,842 · Scale 2, in force from 26 Feb 2026)