LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,537
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,985
−HK$1,470/mo
Today · 4.125%
HK$49,455
baseline
▲ 0.50% · 4.625%
HK$52,465
+HK$3,010/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,910/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$790,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,772
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,161
−HK$1,408/mo
Today · 4.125%
HK$54,569
baseline
▲ 0.50% · 4.625%
HK$57,446
+HK$2,877/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,138/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$790,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,845
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,582
−HK$1,765/mo
Today · 4.125%
HK$59,347
baseline
▲ 0.50% · 4.625%
HK$62,958
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,694/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,127
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,793
−HK$1,690/mo
Today · 4.125%
HK$65,483
baseline
▲ 0.50% · 4.625%
HK$68,935
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,966/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,152
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,179
−HK$2,059/mo
Today · 4.125%
HK$69,238
baseline
▲ 0.50% · 4.625%
HK$73,451
+HK$4,213/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,476/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,481
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,425
−HK$1,972/mo
Today · 4.125%
HK$76,397
baseline
▲ 0.50% · 4.625%
HK$80,424
+HK$4,027/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,794/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,767
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$86,372
−HK$2,648/mo
Today · 4.125%
HK$89,020
baseline
▲ 0.50% · 4.625%
HK$94,436
+HK$5,416/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,040/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,190
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,689
−HK$2,536/mo
Today · 4.125%
HK$98,225
baseline
▲ 0.50% · 4.625%
HK$103,402
+HK$5,177/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,450/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,874 · Scale 2, in force from 26 Feb 2026)