LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,539
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,986
−HK$1,471/mo
Today · 4.125%
HK$49,457
baseline
▲ 0.50% · 4.625%
HK$52,467
+HK$3,010/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,914/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$790,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,774
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,163
−HK$1,408/mo
Today · 4.125%
HK$54,571
baseline
▲ 0.50% · 4.625%
HK$57,448
+HK$2,877/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,142/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$790,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,847
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,584
−HK$1,765/mo
Today · 4.125%
HK$59,349
baseline
▲ 0.50% · 4.625%
HK$62,960
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,698/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,129
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$63,795
−HK$1,690/mo
Today · 4.125%
HK$65,485
baseline
▲ 0.50% · 4.625%
HK$68,937
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,970/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,154
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,181
−HK$2,059/mo
Today · 4.125%
HK$69,240
baseline
▲ 0.50% · 4.625%
HK$73,453
+HK$4,213/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,480/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,484
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,428
−HK$1,972/mo
Today · 4.125%
HK$76,400
baseline
▲ 0.50% · 4.625%
HK$80,427
+HK$4,027/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,800/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,770
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$86,376
−HK$2,647/mo
Today · 4.125%
HK$89,023
baseline
▲ 0.50% · 4.625%
HK$94,440
+HK$5,417/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,046/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,193
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,693
−HK$2,535/mo
Today · 4.125%
HK$98,228
baseline
▲ 0.50% · 4.625%
HK$103,406
+HK$5,178/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,456/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,949 · Scale 2, in force from 26 Feb 2026)