LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,540
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,988
−HK$1,470/mo
Today · 4.125%
HK$49,458
baseline
▲ 0.50% · 4.625%
HK$52,468
+HK$3,010/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$98,916/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$790,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,775
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,164
−HK$1,408/mo
Today · 4.125%
HK$54,572
baseline
▲ 0.50% · 4.625%
HK$57,449
+HK$2,877/mo
Deposit HK$10.20M · loan HK$10.20M · min. income ≈ HK$109,144/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$790,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,848
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,585
−HK$1,765/mo
Today · 4.125%
HK$59,350
baseline
▲ 0.50% · 4.625%
HK$62,961
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,700/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,130
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,797
−HK$1,690/mo
Today · 4.125%
HK$65,487
baseline
▲ 0.50% · 4.625%
HK$68,939
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,974/mo (50% DSR)
Upfront cash ≈ HK$8.95M (deposit + AVD stamp duty HK$790,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,156
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,183
−HK$2,059/mo
Today · 4.125%
HK$69,242
baseline
▲ 0.50% · 4.625%
HK$73,455
+HK$4,213/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,484/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,485
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,429
−HK$1,972/mo
Today · 4.125%
HK$76,401
baseline
▲ 0.50% · 4.625%
HK$80,429
+HK$4,028/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,802/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$790,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,772
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$86,378
−HK$2,647/mo
Today · 4.125%
HK$89,025
baseline
▲ 0.50% · 4.625%
HK$94,442
+HK$5,417/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,050/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,195
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,695
−HK$2,535/mo
Today · 4.125%
HK$98,230
baseline
▲ 0.50% · 4.625%
HK$103,408
+HK$5,178/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,460/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$790,996 · Scale 2, in force from 26 Feb 2026)