LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,541
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,989
−HK$1,471/mo
Today · 4.125%
HK$49,460
baseline
▲ 0.50% · 4.625%
HK$52,469
+HK$3,009/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,920/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,776
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,165
−HK$1,409/mo
Today · 4.125%
HK$54,574
baseline
▲ 0.50% · 4.625%
HK$57,450
+HK$2,876/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,148/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,849
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,586
−HK$1,765/mo
Today · 4.125%
HK$59,351
baseline
▲ 0.50% · 4.625%
HK$62,963
+HK$3,612/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,702/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,132
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,798
−HK$1,691/mo
Today · 4.125%
HK$65,489
baseline
▲ 0.50% · 4.625%
HK$68,941
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,978/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,157
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,184
−HK$2,059/mo
Today · 4.125%
HK$69,243
baseline
▲ 0.50% · 4.625%
HK$73,457
+HK$4,214/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,486/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,487
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,431
−HK$1,972/mo
Today · 4.125%
HK$76,403
baseline
▲ 0.50% · 4.625%
HK$80,431
+HK$4,028/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,806/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,774
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$86,380
−HK$2,647/mo
Today · 4.125%
HK$89,027
baseline
▲ 0.50% · 4.625%
HK$94,444
+HK$5,417/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,054/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,198
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,697
−HK$2,536/mo
Today · 4.125%
HK$98,233
baseline
▲ 0.50% · 4.625%
HK$103,411
+HK$5,178/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,466/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,045 · Scale 2, in force from 26 Feb 2026)