LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,542
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,990
−HK$1,471/mo
Today · 4.125%
HK$49,461
baseline
▲ 0.50% · 4.625%
HK$52,470
+HK$3,009/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,922/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,777
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,166
−HK$1,409/mo
Today · 4.125%
HK$54,575
baseline
▲ 0.50% · 4.625%
HK$57,452
+HK$2,877/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,150/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,850
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,588
−HK$1,765/mo
Today · 4.125%
HK$59,353
baseline
▲ 0.50% · 4.625%
HK$62,964
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,706/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,133
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,799
−HK$1,691/mo
Today · 4.125%
HK$65,490
baseline
▲ 0.50% · 4.625%
HK$68,942
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,980/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,159
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,185
−HK$2,060/mo
Today · 4.125%
HK$69,245
baseline
▲ 0.50% · 4.625%
HK$73,458
+HK$4,213/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,490/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,488
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,432
−HK$1,973/mo
Today · 4.125%
HK$76,405
baseline
▲ 0.50% · 4.625%
HK$80,432
+HK$4,027/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,810/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,775
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,381
−HK$2,648/mo
Today · 4.125%
HK$89,029
baseline
▲ 0.50% · 4.625%
HK$94,446
+HK$5,417/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,058/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,199
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$95,699
−HK$2,536/mo
Today · 4.125%
HK$98,235
baseline
▲ 0.50% · 4.625%
HK$103,413
+HK$5,178/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,470/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,083 · Scale 2, in force from 26 Feb 2026)