LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,543
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,991
−HK$1,470/mo
Today · 4.125%
HK$49,461
baseline
▲ 0.50% · 4.625%
HK$52,471
+HK$3,010/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,922/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,778
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,167
−HK$1,409/mo
Today · 4.125%
HK$54,576
baseline
▲ 0.50% · 4.625%
HK$57,453
+HK$2,877/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,152/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,851
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,589
−HK$1,765/mo
Today · 4.125%
HK$59,354
baseline
▲ 0.50% · 4.625%
HK$62,965
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,708/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,134
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,800
−HK$1,691/mo
Today · 4.125%
HK$65,491
baseline
▲ 0.50% · 4.625%
HK$68,943
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,982/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,160
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,187
−HK$2,059/mo
Today · 4.125%
HK$69,246
baseline
▲ 0.50% · 4.625%
HK$73,459
+HK$4,213/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,492/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,490
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,434
−HK$1,972/mo
Today · 4.125%
HK$76,406
baseline
▲ 0.50% · 4.625%
HK$80,434
+HK$4,028/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,812/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,777
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,383
−HK$2,648/mo
Today · 4.125%
HK$89,031
baseline
▲ 0.50% · 4.625%
HK$94,448
+HK$5,417/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,062/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,201
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,701
−HK$2,535/mo
Today · 4.125%
HK$98,236
baseline
▲ 0.50% · 4.625%
HK$103,415
+HK$5,179/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,472/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,120 · Scale 2, in force from 26 Feb 2026)