LTV · monthly repayment
▼ 0.50% · 3.625%
HK$465,436
−HK$29,187/mo
▼ 0.25% · 3.875%
HK$479,914
−HK$14,709/mo
Today · 4.125%
HK$494,623
baseline
▲ 0.50% · 4.625%
HK$524,720
+HK$30,097/mo
Deposit HK$102.06M · loan HK$102.06M · min. income ≈ HK$989,246/mo (50% DSR)
Upfront cash ≈ HK$115.33M (deposit + AVD stamp duty HK$13,267,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$517,793
−HK$27,975/mo
▼ 0.25% · 3.875%
HK$531,680
−HK$14,088/mo
Today · 4.125%
HK$545,768
baseline
▲ 0.50% · 4.625%
HK$574,536
+HK$28,768/mo
Deposit HK$102.06M · loan HK$102.06M · min. income ≈ HK$1,091,536/mo (50% DSR)
Upfront cash ≈ HK$115.33M (deposit + AVD stamp duty HK$13,267,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$558,523
−HK$35,025/mo
▼ 0.25% · 3.875%
HK$575,896
−HK$17,652/mo
Today · 4.125%
HK$593,548
baseline
▲ 0.50% · 4.625%
HK$629,664
+HK$36,116/mo
Deposit HK$81.65M · loan HK$122.47M · min. income ≈ HK$1,187,096/mo (50% DSR)
Upfront cash ≈ HK$94.91M (deposit + AVD stamp duty HK$13,267,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$621,352
−HK$33,569/mo
▼ 0.25% · 3.875%
HK$638,016
−HK$16,905/mo
Today · 4.125%
HK$654,921
baseline
▲ 0.50% · 4.625%
HK$689,443
+HK$34,522/mo
Deposit HK$81.65M · loan HK$122.47M · min. income ≈ HK$1,309,842/mo (50% DSR)
Upfront cash ≈ HK$94.91M (deposit + AVD stamp duty HK$13,267,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$651,610
−HK$40,862/mo
▼ 0.25% · 3.875%
HK$671,879
−HK$20,593/mo
Today · 4.125%
HK$692,472
baseline
▲ 0.50% · 4.625%
HK$734,607
+HK$42,135/mo
Deposit HK$61.23M · loan HK$142.88M · min. income ≈ HK$1,384,944/mo (50% DSR)
Upfront cash ≈ HK$74.50M (deposit + AVD stamp duty HK$13,267,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$724,910
−HK$39,165/mo
▼ 0.25% · 3.875%
HK$744,352
−HK$19,723/mo
Today · 4.125%
HK$764,075
baseline
▲ 0.50% · 4.625%
HK$804,350
+HK$40,275/mo
Deposit HK$61.23M · loan HK$142.88M · min. income ≈ HK$1,528,150/mo (50% DSR)
Upfront cash ≈ HK$74.50M (deposit + AVD stamp duty HK$13,267,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$837,785
−HK$52,536/mo
▼ 0.25% · 3.875%
HK$863,845
−HK$26,476/mo
Today · 4.125%
HK$890,321
baseline
▲ 0.50% · 4.625%
HK$944,495
+HK$54,174/mo
Deposit HK$20.41M · loan HK$183.70M · min. income ≈ HK$1,780,642/mo (50% DSR)
Upfront cash ≈ HK$33.68M (deposit + AVD stamp duty HK$13,267,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$932,027
−HK$50,355/mo
▼ 0.25% · 3.875%
HK$957,024
−HK$25,358/mo
Today · 4.125%
HK$982,382
baseline
▲ 0.50% · 4.625%
HK$1,034,164
+HK$51,782/mo
Deposit HK$20.41M · loan HK$183.70M · min. income ≈ HK$1,964,764/mo (50% DSR)
Upfront cash ≈ HK$33.68M (deposit + AVD stamp duty HK$13,267,518 · Scale 2, in force from 26 Feb 2026)