LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,544
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,991
−HK$1,471/mo
Today · 4.125%
HK$49,462
baseline
▲ 0.50% · 4.625%
HK$52,472
+HK$3,010/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,924/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,779
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,168
−HK$1,409/mo
Today · 4.125%
HK$54,577
baseline
▲ 0.50% · 4.625%
HK$57,454
+HK$2,877/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,154/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,852
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,590
−HK$1,765/mo
Today · 4.125%
HK$59,355
baseline
▲ 0.50% · 4.625%
HK$62,966
+HK$3,611/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,710/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,135
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,802
−HK$1,690/mo
Today · 4.125%
HK$65,492
baseline
▲ 0.50% · 4.625%
HK$68,944
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,984/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,161
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,188
−HK$2,059/mo
Today · 4.125%
HK$69,247
baseline
▲ 0.50% · 4.625%
HK$73,461
+HK$4,214/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,494/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,491
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,435
−HK$1,973/mo
Today · 4.125%
HK$76,408
baseline
▲ 0.50% · 4.625%
HK$80,435
+HK$4,027/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,816/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,779
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$86,385
−HK$2,647/mo
Today · 4.125%
HK$89,032
baseline
▲ 0.50% · 4.625%
HK$94,450
+HK$5,418/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,064/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,203
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,702
−HK$2,536/mo
Today · 4.125%
HK$98,238
baseline
▲ 0.50% · 4.625%
HK$103,417
+HK$5,179/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,476/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,159 · Scale 2, in force from 26 Feb 2026)