LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,544
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,992
−HK$1,471/mo
Today · 4.125%
HK$49,463
baseline
▲ 0.50% · 4.625%
HK$52,473
+HK$3,010/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,926/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,780
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,169
−HK$1,408/mo
Today · 4.125%
HK$54,577
baseline
▲ 0.50% · 4.625%
HK$57,454
+HK$2,877/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,154/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,853
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,590
−HK$1,765/mo
Today · 4.125%
HK$59,355
baseline
▲ 0.50% · 4.625%
HK$62,967
+HK$3,612/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,710/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,136
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,802
−HK$1,691/mo
Today · 4.125%
HK$65,493
baseline
▲ 0.50% · 4.625%
HK$68,945
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,986/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,162
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,189
−HK$2,059/mo
Today · 4.125%
HK$69,248
baseline
▲ 0.50% · 4.625%
HK$73,462
+HK$4,214/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,496/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,492
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,436
−HK$1,972/mo
Today · 4.125%
HK$76,408
baseline
▲ 0.50% · 4.625%
HK$80,436
+HK$4,028/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,816/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,779
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,386
−HK$2,647/mo
Today · 4.125%
HK$89,033
baseline
▲ 0.50% · 4.625%
HK$94,451
+HK$5,418/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,066/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,204
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,704
−HK$2,535/mo
Today · 4.125%
HK$98,239
baseline
▲ 0.50% · 4.625%
HK$103,418
+HK$5,179/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,478/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,181 · Scale 2, in force from 26 Feb 2026)