LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,546
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,993
−HK$1,471/mo
Today · 4.125%
HK$49,464
baseline
▲ 0.50% · 4.625%
HK$52,474
+HK$3,010/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,928/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,781
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,170
−HK$1,409/mo
Today · 4.125%
HK$54,579
baseline
▲ 0.50% · 4.625%
HK$57,456
+HK$2,877/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,158/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,855
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,592
−HK$1,765/mo
Today · 4.125%
HK$59,357
baseline
▲ 0.50% · 4.625%
HK$62,969
+HK$3,612/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$118,714/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,138
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,804
−HK$1,691/mo
Today · 4.125%
HK$65,495
baseline
▲ 0.50% · 4.625%
HK$68,947
+HK$3,452/mo
Deposit HK$8.16M · loan HK$12.25M · min. income ≈ HK$130,990/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,164
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,191
−HK$2,059/mo
Today · 4.125%
HK$69,250
baseline
▲ 0.50% · 4.625%
HK$73,464
+HK$4,214/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,500/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,494
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,438
−HK$1,973/mo
Today · 4.125%
HK$76,411
baseline
▲ 0.50% · 4.625%
HK$80,438
+HK$4,027/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,822/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$791,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,782
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,388
−HK$2,648/mo
Today · 4.125%
HK$89,036
baseline
▲ 0.50% · 4.625%
HK$94,453
+HK$5,417/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,072/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,207
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$95,706
−HK$2,536/mo
Today · 4.125%
HK$98,242
baseline
▲ 0.50% · 4.625%
HK$103,421
+HK$5,179/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,484/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,240 · Scale 2, in force from 26 Feb 2026)