LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,547
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,995
−HK$1,471/mo
Today · 4.125%
HK$49,466
baseline
▲ 0.50% · 4.625%
HK$52,476
+HK$3,010/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,932/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,783
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,172
−HK$1,409/mo
Today · 4.125%
HK$54,581
baseline
▲ 0.50% · 4.625%
HK$57,458
+HK$2,877/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,162/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,857
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$57,594
−HK$1,765/mo
Today · 4.125%
HK$59,359
baseline
▲ 0.50% · 4.625%
HK$62,971
+HK$3,612/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,718/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,140
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,807
−HK$1,690/mo
Today · 4.125%
HK$65,497
baseline
▲ 0.50% · 4.625%
HK$68,950
+HK$3,453/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$130,994/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,166
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,193
−HK$2,060/mo
Today · 4.125%
HK$69,253
baseline
▲ 0.50% · 4.625%
HK$73,467
+HK$4,214/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,506/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,497
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,441
−HK$1,973/mo
Today · 4.125%
HK$76,414
baseline
▲ 0.50% · 4.625%
HK$80,441
+HK$4,027/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,828/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,785
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,391
−HK$2,648/mo
Today · 4.125%
HK$89,039
baseline
▲ 0.50% · 4.625%
HK$94,457
+HK$5,418/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,078/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,210
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$95,710
−HK$2,536/mo
Today · 4.125%
HK$98,246
baseline
▲ 0.50% · 4.625%
HK$103,425
+HK$5,179/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,492/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,320 · Scale 2, in force from 26 Feb 2026)