LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,549
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,997
−HK$1,471/mo
Today · 4.125%
HK$49,468
baseline
▲ 0.50% · 4.625%
HK$52,478
+HK$3,010/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,936/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,786
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,174
−HK$1,409/mo
Today · 4.125%
HK$54,583
baseline
▲ 0.50% · 4.625%
HK$57,461
+HK$2,878/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,166/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,859
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,597
−HK$1,765/mo
Today · 4.125%
HK$59,362
baseline
▲ 0.50% · 4.625%
HK$62,974
+HK$3,612/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,724/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,143
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,809
−HK$1,691/mo
Today · 4.125%
HK$65,500
baseline
▲ 0.50% · 4.625%
HK$68,953
+HK$3,453/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$131,000/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,169
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,196
−HK$2,060/mo
Today · 4.125%
HK$69,256
baseline
▲ 0.50% · 4.625%
HK$73,470
+HK$4,214/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,512/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,500
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,444
−HK$1,973/mo
Today · 4.125%
HK$76,417
baseline
▲ 0.50% · 4.625%
HK$80,445
+HK$4,028/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,834/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,789
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,395
−HK$2,648/mo
Today · 4.125%
HK$89,043
baseline
▲ 0.50% · 4.625%
HK$94,461
+HK$5,418/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,086/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,214
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$95,714
−HK$2,536/mo
Today · 4.125%
HK$98,250
baseline
▲ 0.50% · 4.625%
HK$103,429
+HK$5,179/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,500/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,406 · Scale 2, in force from 26 Feb 2026)