LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,551
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,999
−HK$1,471/mo
Today · 4.125%
HK$49,470
baseline
▲ 0.50% · 4.625%
HK$52,480
+HK$3,010/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,940/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,787
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,176
−HK$1,409/mo
Today · 4.125%
HK$54,585
baseline
▲ 0.50% · 4.625%
HK$57,462
+HK$2,877/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,170/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,861
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,599
−HK$1,765/mo
Today · 4.125%
HK$59,364
baseline
▲ 0.50% · 4.625%
HK$62,976
+HK$3,612/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,728/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,145
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,811
−HK$1,691/mo
Today · 4.125%
HK$65,502
baseline
▲ 0.50% · 4.625%
HK$68,955
+HK$3,453/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$131,004/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,171
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,198
−HK$2,060/mo
Today · 4.125%
HK$69,258
baseline
▲ 0.50% · 4.625%
HK$73,472
+HK$4,214/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,516/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,502
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,447
−HK$1,972/mo
Today · 4.125%
HK$76,419
baseline
▲ 0.50% · 4.625%
HK$80,447
+HK$4,028/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,838/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,791
−HK$5,255/mo
▼ 0.25% · 3.875%
HK$86,398
−HK$2,648/mo
Today · 4.125%
HK$89,046
baseline
▲ 0.50% · 4.625%
HK$94,464
+HK$5,418/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,092/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,217
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$95,717
−HK$2,536/mo
Today · 4.125%
HK$98,253
baseline
▲ 0.50% · 4.625%
HK$103,432
+HK$5,179/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,506/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,473 · Scale 2, in force from 26 Feb 2026)