LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,552
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,000
−HK$1,471/mo
Today · 4.125%
HK$49,471
baseline
▲ 0.50% · 4.625%
HK$52,481
+HK$3,010/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,942/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,788
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,177
−HK$1,409/mo
Today · 4.125%
HK$54,586
baseline
▲ 0.50% · 4.625%
HK$57,463
+HK$2,877/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,172/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,862
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$57,600
−HK$1,765/mo
Today · 4.125%
HK$59,365
baseline
▲ 0.50% · 4.625%
HK$62,977
+HK$3,612/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,730/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,146
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,813
−HK$1,690/mo
Today · 4.125%
HK$65,503
baseline
▲ 0.50% · 4.625%
HK$68,956
+HK$3,453/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$131,006/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,172
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,199
−HK$2,060/mo
Today · 4.125%
HK$69,259
baseline
▲ 0.50% · 4.625%
HK$73,473
+HK$4,214/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,518/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,503
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,448
−HK$1,973/mo
Today · 4.125%
HK$76,421
baseline
▲ 0.50% · 4.625%
HK$80,449
+HK$4,028/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,842/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,793
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,399
−HK$2,648/mo
Today · 4.125%
HK$89,047
baseline
▲ 0.50% · 4.625%
HK$94,466
+HK$5,419/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,094/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,219
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$95,719
−HK$2,536/mo
Today · 4.125%
HK$98,255
baseline
▲ 0.50% · 4.625%
HK$103,434
+HK$5,179/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,510/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,508 · Scale 2, in force from 26 Feb 2026)