LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,554
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,002
−HK$1,471/mo
Today · 4.125%
HK$49,473
baseline
▲ 0.50% · 4.625%
HK$52,483
+HK$3,010/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,946/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,791
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,180
−HK$1,409/mo
Today · 4.125%
HK$54,589
baseline
▲ 0.50% · 4.625%
HK$57,466
+HK$2,877/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,178/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$791,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,864
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,602
−HK$1,766/mo
Today · 4.125%
HK$59,368
baseline
▲ 0.50% · 4.625%
HK$62,980
+HK$3,612/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,736/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,149
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$63,815
−HK$1,691/mo
Today · 4.125%
HK$65,506
baseline
▲ 0.50% · 4.625%
HK$68,959
+HK$3,453/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$131,012/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$791,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,175
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$67,202
−HK$2,060/mo
Today · 4.125%
HK$69,262
baseline
▲ 0.50% · 4.625%
HK$73,477
+HK$4,215/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$138,524/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,507
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,451
−HK$1,973/mo
Today · 4.125%
HK$76,424
baseline
▲ 0.50% · 4.625%
HK$80,452
+HK$4,028/mo
Deposit HK$6.12M · loan HK$14.29M · min. income ≈ HK$152,848/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$791,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,797
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$86,403
−HK$2,648/mo
Today · 4.125%
HK$89,051
baseline
▲ 0.50% · 4.625%
HK$94,470
+HK$5,419/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$178,102/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,223
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$95,723
−HK$2,536/mo
Today · 4.125%
HK$98,259
baseline
▲ 0.50% · 4.625%
HK$103,439
+HK$5,180/mo
Deposit HK$2.04M · loan HK$18.37M · min. income ≈ HK$196,518/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$791,600 · Scale 2, in force from 26 Feb 2026)