LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,564
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,013
−HK$1,471/mo
Today · 4.125%
HK$49,484
baseline
▲ 0.50% · 4.625%
HK$52,495
+HK$3,011/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,968/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,802
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,192
−HK$1,409/mo
Today · 4.125%
HK$54,601
baseline
▲ 0.50% · 4.625%
HK$57,479
+HK$2,878/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,202/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,877
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,615
−HK$1,766/mo
Today · 4.125%
HK$59,381
baseline
▲ 0.50% · 4.625%
HK$62,994
+HK$3,613/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,762/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,163
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,830
−HK$1,691/mo
Today · 4.125%
HK$65,521
baseline
▲ 0.50% · 4.625%
HK$68,975
+HK$3,454/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$131,042/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,190
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,218
−HK$2,060/mo
Today · 4.125%
HK$69,278
baseline
▲ 0.50% · 4.625%
HK$73,494
+HK$4,216/mo
Deposit HK$6.13M · loan HK$14.29M · min. income ≈ HK$138,556/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,523
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,468
−HK$1,974/mo
Today · 4.125%
HK$76,442
baseline
▲ 0.50% · 4.625%
HK$80,471
+HK$4,029/mo
Deposit HK$6.13M · loan HK$14.29M · min. income ≈ HK$152,884/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,816
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$86,423
−HK$2,649/mo
Today · 4.125%
HK$89,072
baseline
▲ 0.50% · 4.625%
HK$94,492
+HK$5,420/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$178,144/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,244
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$95,745
−HK$2,537/mo
Today · 4.125%
HK$98,282
baseline
▲ 0.50% · 4.625%
HK$103,463
+HK$5,181/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$196,564/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,068 · Scale 2, in force from 26 Feb 2026)