LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,565
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,014
−HK$1,471/mo
Today · 4.125%
HK$49,485
baseline
▲ 0.50% · 4.625%
HK$52,496
+HK$3,011/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,970/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,803
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,193
−HK$1,409/mo
Today · 4.125%
HK$54,602
baseline
▲ 0.50% · 4.625%
HK$57,480
+HK$2,878/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,204/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,878
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,616
−HK$1,766/mo
Today · 4.125%
HK$59,382
baseline
▲ 0.50% · 4.625%
HK$62,996
+HK$3,614/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,764/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,164
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,831
−HK$1,692/mo
Today · 4.125%
HK$65,523
baseline
▲ 0.50% · 4.625%
HK$68,976
+HK$3,453/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$131,046/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,191
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,219
−HK$2,060/mo
Today · 4.125%
HK$69,279
baseline
▲ 0.50% · 4.625%
HK$73,495
+HK$4,216/mo
Deposit HK$6.13M · loan HK$14.29M · min. income ≈ HK$138,558/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,525
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,470
−HK$1,973/mo
Today · 4.125%
HK$76,443
baseline
▲ 0.50% · 4.625%
HK$80,472
+HK$4,029/mo
Deposit HK$6.13M · loan HK$14.29M · min. income ≈ HK$152,886/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,817
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,425
−HK$2,649/mo
Today · 4.125%
HK$89,074
baseline
▲ 0.50% · 4.625%
HK$94,493
+HK$5,419/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$178,148/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,246
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$95,747
−HK$2,537/mo
Today · 4.125%
HK$98,284
baseline
▲ 0.50% · 4.625%
HK$103,465
+HK$5,181/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$196,568/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,106 · Scale 2, in force from 26 Feb 2026)