LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,566
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,014
−HK$1,472/mo
Today · 4.125%
HK$49,486
baseline
▲ 0.50% · 4.625%
HK$52,497
+HK$3,011/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,972/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,804
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,193
−HK$1,410/mo
Today · 4.125%
HK$54,603
baseline
▲ 0.50% · 4.625%
HK$57,481
+HK$2,878/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,206/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,879
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,617
−HK$1,766/mo
Today · 4.125%
HK$59,383
baseline
▲ 0.50% · 4.625%
HK$62,996
+HK$3,613/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,766/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,165
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,832
−HK$1,691/mo
Today · 4.125%
HK$65,523
baseline
▲ 0.50% · 4.625%
HK$68,977
+HK$3,454/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$131,046/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,192
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,220
−HK$2,060/mo
Today · 4.125%
HK$69,280
baseline
▲ 0.50% · 4.625%
HK$73,495
+HK$4,215/mo
Deposit HK$6.13M · loan HK$14.29M · min. income ≈ HK$138,560/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,525
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,470
−HK$1,974/mo
Today · 4.125%
HK$76,444
baseline
▲ 0.50% · 4.625%
HK$80,473
+HK$4,029/mo
Deposit HK$6.13M · loan HK$14.29M · min. income ≈ HK$152,888/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,818
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$86,425
−HK$2,649/mo
Today · 4.125%
HK$89,074
baseline
▲ 0.50% · 4.625%
HK$94,494
+HK$5,420/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$178,148/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,247
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$95,748
−HK$2,537/mo
Today · 4.125%
HK$98,285
baseline
▲ 0.50% · 4.625%
HK$103,465
+HK$5,180/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$196,570/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,123 · Scale 2, in force from 26 Feb 2026)