LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,567
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,016
−HK$1,471/mo
Today · 4.125%
HK$49,487
baseline
▲ 0.50% · 4.625%
HK$52,499
+HK$3,012/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,974/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,806
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,195
−HK$1,409/mo
Today · 4.125%
HK$54,604
baseline
▲ 0.50% · 4.625%
HK$57,483
+HK$2,879/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,208/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,881
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$57,619
−HK$1,766/mo
Today · 4.125%
HK$59,385
baseline
▲ 0.50% · 4.625%
HK$62,998
+HK$3,613/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,770/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,167
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$63,834
−HK$1,691/mo
Today · 4.125%
HK$65,525
baseline
▲ 0.50% · 4.625%
HK$68,979
+HK$3,454/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$131,050/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,194
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$67,222
−HK$2,060/mo
Today · 4.125%
HK$69,282
baseline
▲ 0.50% · 4.625%
HK$73,498
+HK$4,216/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,564/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,528
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$74,473
−HK$1,973/mo
Today · 4.125%
HK$76,446
baseline
▲ 0.50% · 4.625%
HK$80,476
+HK$4,030/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,892/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,821
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$86,428
−HK$2,649/mo
Today · 4.125%
HK$89,077
baseline
▲ 0.50% · 4.625%
HK$94,497
+HK$5,420/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$178,154/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,250
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$95,751
−HK$2,537/mo
Today · 4.125%
HK$98,288
baseline
▲ 0.50% · 4.625%
HK$103,469
+HK$5,181/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$196,576/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,190 · Scale 2, in force from 26 Feb 2026)