LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,574
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,022
−HK$1,472/mo
Today · 4.125%
HK$49,494
baseline
▲ 0.50% · 4.625%
HK$52,506
+HK$3,012/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,988/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,813
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,202
−HK$1,410/mo
Today · 4.125%
HK$54,612
baseline
▲ 0.50% · 4.625%
HK$57,491
+HK$2,879/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,224/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$792,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,888
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,627
−HK$1,766/mo
Today · 4.125%
HK$59,393
baseline
▲ 0.50% · 4.625%
HK$63,007
+HK$3,614/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$118,786/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,175
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,843
−HK$1,691/mo
Today · 4.125%
HK$65,534
baseline
▲ 0.50% · 4.625%
HK$68,989
+HK$3,455/mo
Deposit HK$8.17M · loan HK$12.25M · min. income ≈ HK$131,068/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,203
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,231
−HK$2,061/mo
Today · 4.125%
HK$69,292
baseline
▲ 0.50% · 4.625%
HK$73,508
+HK$4,216/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,584/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,538
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,483
−HK$1,974/mo
Today · 4.125%
HK$76,457
baseline
▲ 0.50% · 4.625%
HK$80,487
+HK$4,030/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,914/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,833
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,440
−HK$2,650/mo
Today · 4.125%
HK$89,090
baseline
▲ 0.50% · 4.625%
HK$94,511
+HK$5,421/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$178,180/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,263
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,764
−HK$2,538/mo
Today · 4.125%
HK$98,302
baseline
▲ 0.50% · 4.625%
HK$103,483
+HK$5,181/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$196,604/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$792,477 · Scale 2, in force from 26 Feb 2026)