LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,575
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,024
−HK$1,472/mo
Today · 4.125%
HK$49,496
baseline
▲ 0.50% · 4.625%
HK$52,507
+HK$3,011/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,992/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,814
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,204
−HK$1,409/mo
Today · 4.125%
HK$54,613
baseline
▲ 0.50% · 4.625%
HK$57,492
+HK$2,879/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,226/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,890
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,628
−HK$1,767/mo
Today · 4.125%
HK$59,395
baseline
▲ 0.50% · 4.625%
HK$63,009
+HK$3,614/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,790/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,177
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,845
−HK$1,691/mo
Today · 4.125%
HK$65,536
baseline
▲ 0.50% · 4.625%
HK$68,991
+HK$3,455/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,072/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,205
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,233
−HK$2,061/mo
Today · 4.125%
HK$69,294
baseline
▲ 0.50% · 4.625%
HK$73,510
+HK$4,216/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,588/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,540
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,485
−HK$1,974/mo
Today · 4.125%
HK$76,459
baseline
▲ 0.50% · 4.625%
HK$80,489
+HK$4,030/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,918/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,835
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,443
−HK$2,649/mo
Today · 4.125%
HK$89,092
baseline
▲ 0.50% · 4.625%
HK$94,513
+HK$5,421/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$178,184/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,265
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,767
−HK$2,537/mo
Today · 4.125%
HK$98,304
baseline
▲ 0.50% · 4.625%
HK$103,486
+HK$5,182/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$196,608/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,530 · Scale 2, in force from 26 Feb 2026)