LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,577
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,025
−HK$1,472/mo
Today · 4.125%
HK$49,497
baseline
▲ 0.50% · 4.625%
HK$52,509
+HK$3,012/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,994/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,816
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,206
−HK$1,410/mo
Today · 4.125%
HK$54,616
baseline
▲ 0.50% · 4.625%
HK$57,494
+HK$2,878/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,232/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,892
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,631
−HK$1,766/mo
Today · 4.125%
HK$59,397
baseline
▲ 0.50% · 4.625%
HK$63,011
+HK$3,614/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,794/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,179
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,847
−HK$1,692/mo
Today · 4.125%
HK$65,539
baseline
▲ 0.50% · 4.625%
HK$68,993
+HK$3,454/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,078/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,207
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,236
−HK$2,060/mo
Today · 4.125%
HK$69,296
baseline
▲ 0.50% · 4.625%
HK$73,513
+HK$4,217/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,592/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,542
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,488
−HK$1,974/mo
Today · 4.125%
HK$76,462
baseline
▲ 0.50% · 4.625%
HK$80,492
+HK$4,030/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,924/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,838
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,446
−HK$2,649/mo
Today · 4.125%
HK$89,095
baseline
▲ 0.50% · 4.625%
HK$94,517
+HK$5,422/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$178,190/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,269
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,770
−HK$2,538/mo
Today · 4.125%
HK$98,308
baseline
▲ 0.50% · 4.625%
HK$103,490
+HK$5,182/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$196,616/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,606 · Scale 2, in force from 26 Feb 2026)