LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,577
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,026
−HK$1,472/mo
Today · 4.125%
HK$49,498
baseline
▲ 0.50% · 4.625%
HK$52,510
+HK$3,012/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$98,996/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,816
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,206
−HK$1,410/mo
Today · 4.125%
HK$54,616
baseline
▲ 0.50% · 4.625%
HK$57,495
+HK$2,879/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,232/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,892
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,631
−HK$1,766/mo
Today · 4.125%
HK$59,397
baseline
▲ 0.50% · 4.625%
HK$63,012
+HK$3,615/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,794/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,180
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,847
−HK$1,692/mo
Today · 4.125%
HK$65,539
baseline
▲ 0.50% · 4.625%
HK$68,994
+HK$3,455/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,078/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,208
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,236
−HK$2,061/mo
Today · 4.125%
HK$69,297
baseline
▲ 0.50% · 4.625%
HK$73,513
+HK$4,216/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,594/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,543
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,489
−HK$1,973/mo
Today · 4.125%
HK$76,462
baseline
▲ 0.50% · 4.625%
HK$80,493
+HK$4,031/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,924/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,839
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,447
−HK$2,649/mo
Today · 4.125%
HK$89,096
baseline
▲ 0.50% · 4.625%
HK$94,517
+HK$5,421/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$178,192/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,270
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,771
−HK$2,538/mo
Today · 4.125%
HK$98,309
baseline
▲ 0.50% · 4.625%
HK$103,491
+HK$5,182/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$196,618/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,623 · Scale 2, in force from 26 Feb 2026)