LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,579
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,028
−HK$1,472/mo
Today · 4.125%
HK$49,500
baseline
▲ 0.50% · 4.625%
HK$52,512
+HK$3,012/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$99,000/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,818
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,208
−HK$1,410/mo
Today · 4.125%
HK$54,618
baseline
▲ 0.50% · 4.625%
HK$57,497
+HK$2,879/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,236/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,894
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,633
−HK$1,767/mo
Today · 4.125%
HK$59,400
baseline
▲ 0.50% · 4.625%
HK$63,014
+HK$3,614/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,800/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,182
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,850
−HK$1,692/mo
Today · 4.125%
HK$65,542
baseline
▲ 0.50% · 4.625%
HK$68,996
+HK$3,454/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,084/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,210
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,239
−HK$2,060/mo
Today · 4.125%
HK$69,299
baseline
▲ 0.50% · 4.625%
HK$73,516
+HK$4,217/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,598/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,546
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,491
−HK$1,974/mo
Today · 4.125%
HK$76,465
baseline
▲ 0.50% · 4.625%
HK$80,496
+HK$4,031/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,930/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,842
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$86,450
−HK$2,649/mo
Today · 4.125%
HK$89,099
baseline
▲ 0.50% · 4.625%
HK$94,521
+HK$5,422/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$178,198/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,273
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,775
−HK$2,537/mo
Today · 4.125%
HK$98,312
baseline
▲ 0.50% · 4.625%
HK$103,495
+HK$5,183/mo
Deposit HK$2.04M · loan HK$18.38M · min. income ≈ HK$196,624/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,698 · Scale 2, in force from 26 Feb 2026)