LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,581
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,030
−HK$1,473/mo
Today · 4.125%
HK$49,503
baseline
▲ 0.50% · 4.625%
HK$52,515
+HK$3,012/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$99,006/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,821
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,211
−HK$1,410/mo
Today · 4.125%
HK$54,621
baseline
▲ 0.50% · 4.625%
HK$57,500
+HK$2,879/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,242/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,898
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,636
−HK$1,767/mo
Today · 4.125%
HK$59,403
baseline
▲ 0.50% · 4.625%
HK$63,018
+HK$3,615/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,806/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,186
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$63,853
−HK$1,692/mo
Today · 4.125%
HK$65,545
baseline
▲ 0.50% · 4.625%
HK$69,000
+HK$3,455/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,090/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,214
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,243
−HK$2,061/mo
Today · 4.125%
HK$69,304
baseline
▲ 0.50% · 4.625%
HK$73,520
+HK$4,216/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,608/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,550
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,496
−HK$1,974/mo
Today · 4.125%
HK$76,470
baseline
▲ 0.50% · 4.625%
HK$80,500
+HK$4,030/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,940/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,847
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$86,455
−HK$2,650/mo
Today · 4.125%
HK$89,105
baseline
▲ 0.50% · 4.625%
HK$94,526
+HK$5,421/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,210/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,279
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,780
−HK$2,538/mo
Today · 4.125%
HK$98,318
baseline
▲ 0.50% · 4.625%
HK$103,501
+HK$5,183/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,636/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,817 · Scale 2, in force from 26 Feb 2026)