LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,583
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,032
−HK$1,472/mo
Today · 4.125%
HK$49,504
baseline
▲ 0.50% · 4.625%
HK$52,516
+HK$3,012/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$99,008/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,823
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,213
−HK$1,410/mo
Today · 4.125%
HK$54,623
baseline
▲ 0.50% · 4.625%
HK$57,502
+HK$2,879/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,246/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,899
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,638
−HK$1,767/mo
Today · 4.125%
HK$59,405
baseline
▲ 0.50% · 4.625%
HK$63,019
+HK$3,614/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,810/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,187
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,855
−HK$1,692/mo
Today · 4.125%
HK$65,547
baseline
▲ 0.50% · 4.625%
HK$69,002
+HK$3,455/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,094/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,216
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,244
−HK$2,062/mo
Today · 4.125%
HK$69,306
baseline
▲ 0.50% · 4.625%
HK$73,523
+HK$4,217/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,612/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,552
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,498
−HK$1,974/mo
Today · 4.125%
HK$76,472
baseline
▲ 0.50% · 4.625%
HK$80,503
+HK$4,031/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,944/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,849
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$86,457
−HK$2,650/mo
Today · 4.125%
HK$89,107
baseline
▲ 0.50% · 4.625%
HK$94,529
+HK$5,422/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,214/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,281
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$95,783
−HK$2,538/mo
Today · 4.125%
HK$98,321
baseline
▲ 0.50% · 4.625%
HK$103,503
+HK$5,182/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,642/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,875 · Scale 2, in force from 26 Feb 2026)