LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,584
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,033
−HK$1,472/mo
Today · 4.125%
HK$49,505
baseline
▲ 0.50% · 4.625%
HK$52,517
+HK$3,012/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$99,010/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,824
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,214
−HK$1,410/mo
Today · 4.125%
HK$54,624
baseline
▲ 0.50% · 4.625%
HK$57,503
+HK$2,879/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,248/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,900
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,639
−HK$1,767/mo
Today · 4.125%
HK$59,406
baseline
▲ 0.50% · 4.625%
HK$63,020
+HK$3,614/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,812/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,188
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,856
−HK$1,692/mo
Today · 4.125%
HK$65,548
baseline
▲ 0.50% · 4.625%
HK$69,003
+HK$3,455/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,096/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,217
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,246
−HK$2,061/mo
Today · 4.125%
HK$69,307
baseline
▲ 0.50% · 4.625%
HK$73,524
+HK$4,217/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,614/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,553
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,499
−HK$1,974/mo
Today · 4.125%
HK$76,473
baseline
▲ 0.50% · 4.625%
HK$80,504
+HK$4,031/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,946/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,850
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$86,459
−HK$2,649/mo
Today · 4.125%
HK$89,108
baseline
▲ 0.50% · 4.625%
HK$94,530
+HK$5,422/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,216/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,283
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$95,784
−HK$2,538/mo
Today · 4.125%
HK$98,322
baseline
▲ 0.50% · 4.625%
HK$103,505
+HK$5,183/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,644/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,907 · Scale 2, in force from 26 Feb 2026)