LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,584
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,033
−HK$1,472/mo
Today · 4.125%
HK$49,505
baseline
▲ 0.50% · 4.625%
HK$52,518
+HK$3,013/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$99,010/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,824
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,214
−HK$1,410/mo
Today · 4.125%
HK$54,624
baseline
▲ 0.50% · 4.625%
HK$57,504
+HK$2,880/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,248/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,901
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,640
−HK$1,766/mo
Today · 4.125%
HK$59,406
baseline
▲ 0.50% · 4.625%
HK$63,021
+HK$3,615/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,812/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,189
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,857
−HK$1,692/mo
Today · 4.125%
HK$65,549
baseline
▲ 0.50% · 4.625%
HK$69,004
+HK$3,455/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,098/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,218
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$67,246
−HK$2,061/mo
Today · 4.125%
HK$69,307
baseline
▲ 0.50% · 4.625%
HK$73,525
+HK$4,218/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,614/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,554
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,500
−HK$1,974/mo
Today · 4.125%
HK$76,474
baseline
▲ 0.50% · 4.625%
HK$80,505
+HK$4,031/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,948/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,851
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,460
−HK$2,650/mo
Today · 4.125%
HK$89,110
baseline
▲ 0.50% · 4.625%
HK$94,532
+HK$5,422/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,220/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,284
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$95,786
−HK$2,538/mo
Today · 4.125%
HK$98,324
baseline
▲ 0.50% · 4.625%
HK$103,506
+HK$5,182/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,648/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,933 · Scale 2, in force from 26 Feb 2026)