LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,585
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,034
−HK$1,472/mo
Today · 4.125%
HK$49,506
baseline
▲ 0.50% · 4.625%
HK$52,518
+HK$3,012/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$99,012/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,825
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,215
−HK$1,410/mo
Today · 4.125%
HK$54,625
baseline
▲ 0.50% · 4.625%
HK$57,504
+HK$2,879/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,250/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,902
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,641
−HK$1,766/mo
Today · 4.125%
HK$59,407
baseline
▲ 0.50% · 4.625%
HK$63,022
+HK$3,615/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,814/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,190
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,858
−HK$1,692/mo
Today · 4.125%
HK$65,550
baseline
▲ 0.50% · 4.625%
HK$69,005
+HK$3,455/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,100/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,219
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,247
−HK$2,062/mo
Today · 4.125%
HK$69,309
baseline
▲ 0.50% · 4.625%
HK$73,526
+HK$4,217/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,618/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,555
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,501
−HK$1,974/mo
Today · 4.125%
HK$76,475
baseline
▲ 0.50% · 4.625%
HK$80,506
+HK$4,031/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,950/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,853
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$86,461
−HK$2,650/mo
Today · 4.125%
HK$89,111
baseline
▲ 0.50% · 4.625%
HK$94,533
+HK$5,422/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,222/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,285
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$95,787
−HK$2,538/mo
Today · 4.125%
HK$98,325
baseline
▲ 0.50% · 4.625%
HK$103,508
+HK$5,183/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,650/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,965 · Scale 2, in force from 26 Feb 2026)