LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,585
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,034
−HK$1,472/mo
Today · 4.125%
HK$49,506
baseline
▲ 0.50% · 4.625%
HK$52,519
+HK$3,013/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$99,012/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,825
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,215
−HK$1,410/mo
Today · 4.125%
HK$54,625
baseline
▲ 0.50% · 4.625%
HK$57,505
+HK$2,880/mo
Deposit HK$10.21M · loan HK$10.21M · min. income ≈ HK$109,250/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$792,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,902
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,641
−HK$1,767/mo
Today · 4.125%
HK$59,408
baseline
▲ 0.50% · 4.625%
HK$63,022
+HK$3,614/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,816/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,190
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,858
−HK$1,692/mo
Today · 4.125%
HK$65,550
baseline
▲ 0.50% · 4.625%
HK$69,006
+HK$3,456/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,100/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$792,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,219
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,248
−HK$2,061/mo
Today · 4.125%
HK$69,309
baseline
▲ 0.50% · 4.625%
HK$73,526
+HK$4,217/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,618/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,556
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$74,501
−HK$1,974/mo
Today · 4.125%
HK$76,475
baseline
▲ 0.50% · 4.625%
HK$80,507
+HK$4,032/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,950/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$792,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,853
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$86,461
−HK$2,650/mo
Today · 4.125%
HK$89,111
baseline
▲ 0.50% · 4.625%
HK$94,534
+HK$5,423/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,222/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,286
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$95,788
−HK$2,538/mo
Today · 4.125%
HK$98,326
baseline
▲ 0.50% · 4.625%
HK$103,509
+HK$5,183/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,652/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$792,974 · Scale 2, in force from 26 Feb 2026)