LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,589
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,038
−HK$1,472/mo
Today · 4.125%
HK$49,510
baseline
▲ 0.50% · 4.625%
HK$52,523
+HK$3,013/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,020/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,830
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,220
−HK$1,410/mo
Today · 4.125%
HK$54,630
baseline
▲ 0.50% · 4.625%
HK$57,509
+HK$2,879/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,260/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,907
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$57,646
−HK$1,766/mo
Today · 4.125%
HK$59,412
baseline
▲ 0.50% · 4.625%
HK$63,027
+HK$3,615/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,824/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,195
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,864
−HK$1,692/mo
Today · 4.125%
HK$65,556
baseline
▲ 0.50% · 4.625%
HK$69,011
+HK$3,455/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,112/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,224
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,253
−HK$2,061/mo
Today · 4.125%
HK$69,314
baseline
▲ 0.50% · 4.625%
HK$73,532
+HK$4,218/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,628/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,561
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,507
−HK$1,975/mo
Today · 4.125%
HK$76,482
baseline
▲ 0.50% · 4.625%
HK$80,513
+HK$4,031/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,964/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,860
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,468
−HK$2,651/mo
Today · 4.125%
HK$89,119
baseline
▲ 0.50% · 4.625%
HK$94,541
+HK$5,422/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,238/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,293
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,795
−HK$2,539/mo
Today · 4.125%
HK$98,334
baseline
▲ 0.50% · 4.625%
HK$103,517
+HK$5,183/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,668/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,139 · Scale 2, in force from 26 Feb 2026)