LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,590
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,039
−HK$1,473/mo
Today · 4.125%
HK$49,512
baseline
▲ 0.50% · 4.625%
HK$52,524
+HK$3,012/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,024/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,831
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,221
−HK$1,410/mo
Today · 4.125%
HK$54,631
baseline
▲ 0.50% · 4.625%
HK$57,511
+HK$2,880/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,262/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,908
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,647
−HK$1,767/mo
Today · 4.125%
HK$59,414
baseline
▲ 0.50% · 4.625%
HK$63,029
+HK$3,615/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,828/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,197
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,865
−HK$1,692/mo
Today · 4.125%
HK$65,557
baseline
▲ 0.50% · 4.625%
HK$69,013
+HK$3,456/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,114/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,226
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,255
−HK$2,061/mo
Today · 4.125%
HK$69,316
baseline
▲ 0.50% · 4.625%
HK$73,534
+HK$4,218/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,632/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,563
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,509
−HK$1,975/mo
Today · 4.125%
HK$76,484
baseline
▲ 0.50% · 4.625%
HK$80,515
+HK$4,031/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,968/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,862
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,471
−HK$2,650/mo
Today · 4.125%
HK$89,121
baseline
▲ 0.50% · 4.625%
HK$94,544
+HK$5,423/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,242/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,296
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$95,798
−HK$2,538/mo
Today · 4.125%
HK$98,336
baseline
▲ 0.50% · 4.625%
HK$103,520
+HK$5,184/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,672/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,193 · Scale 2, in force from 26 Feb 2026)