LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,592
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,041
−HK$1,473/mo
Today · 4.125%
HK$49,514
baseline
▲ 0.50% · 4.625%
HK$52,527
+HK$3,013/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,028/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,833
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,223
−HK$1,411/mo
Today · 4.125%
HK$54,634
baseline
▲ 0.50% · 4.625%
HK$57,513
+HK$2,879/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,268/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,911
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,650
−HK$1,767/mo
Today · 4.125%
HK$59,417
baseline
▲ 0.50% · 4.625%
HK$63,032
+HK$3,615/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,834/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,200
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,868
−HK$1,692/mo
Today · 4.125%
HK$65,560
baseline
▲ 0.50% · 4.625%
HK$69,016
+HK$3,456/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,120/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,229
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,258
−HK$2,061/mo
Today · 4.125%
HK$69,319
baseline
▲ 0.50% · 4.625%
HK$73,537
+HK$4,218/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,638/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,567
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$74,513
−HK$1,974/mo
Today · 4.125%
HK$76,487
baseline
▲ 0.50% · 4.625%
HK$80,519
+HK$4,032/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,974/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,866
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,475
−HK$2,650/mo
Today · 4.125%
HK$89,125
baseline
▲ 0.50% · 4.625%
HK$94,548
+HK$5,423/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,250/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,300
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,802
−HK$2,539/mo
Today · 4.125%
HK$98,341
baseline
▲ 0.50% · 4.625%
HK$103,524
+HK$5,183/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,682/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,285 · Scale 2, in force from 26 Feb 2026)