LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,593
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,043
−HK$1,472/mo
Today · 4.125%
HK$49,515
baseline
▲ 0.50% · 4.625%
HK$52,528
+HK$3,013/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,030/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,835
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,225
−HK$1,410/mo
Today · 4.125%
HK$54,635
baseline
▲ 0.50% · 4.625%
HK$57,515
+HK$2,880/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,270/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,912
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,651
−HK$1,767/mo
Today · 4.125%
HK$59,418
baseline
▲ 0.50% · 4.625%
HK$63,034
+HK$3,616/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,836/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,201
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,870
−HK$1,692/mo
Today · 4.125%
HK$65,562
baseline
▲ 0.50% · 4.625%
HK$69,018
+HK$3,456/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,124/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,231
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$67,260
−HK$2,061/mo
Today · 4.125%
HK$69,321
baseline
▲ 0.50% · 4.625%
HK$73,539
+HK$4,218/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,642/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,568
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,515
−HK$1,974/mo
Today · 4.125%
HK$76,489
baseline
▲ 0.50% · 4.625%
HK$80,521
+HK$4,032/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,978/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,868
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,477
−HK$2,650/mo
Today · 4.125%
HK$89,127
baseline
▲ 0.50% · 4.625%
HK$94,550
+HK$5,423/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,254/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,302
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,804
−HK$2,539/mo
Today · 4.125%
HK$98,343
baseline
▲ 0.50% · 4.625%
HK$103,527
+HK$5,184/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,686/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,334 · Scale 2, in force from 26 Feb 2026)