LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,595
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,044
−HK$1,473/mo
Today · 4.125%
HK$49,517
baseline
▲ 0.50% · 4.625%
HK$52,530
+HK$3,013/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,034/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,836
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,227
−HK$1,410/mo
Today · 4.125%
HK$54,637
baseline
▲ 0.50% · 4.625%
HK$57,517
+HK$2,880/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,274/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,914
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$57,653
−HK$1,767/mo
Today · 4.125%
HK$59,420
baseline
▲ 0.50% · 4.625%
HK$63,036
+HK$3,616/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,840/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,204
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$63,872
−HK$1,692/mo
Today · 4.125%
HK$65,564
baseline
▲ 0.50% · 4.625%
HK$69,020
+HK$3,456/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,128/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,233
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,262
−HK$2,062/mo
Today · 4.125%
HK$69,324
baseline
▲ 0.50% · 4.625%
HK$73,542
+HK$4,218/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$138,648/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,571
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,517
−HK$1,975/mo
Today · 4.125%
HK$76,492
baseline
▲ 0.50% · 4.625%
HK$80,524
+HK$4,032/mo
Deposit HK$6.13M · loan HK$14.30M · min. income ≈ HK$152,984/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,871
−HK$5,259/mo
▼ 0.25% · 3.875%
HK$86,480
−HK$2,650/mo
Today · 4.125%
HK$89,130
baseline
▲ 0.50% · 4.625%
HK$94,554
+HK$5,424/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,260/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,306
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$95,808
−HK$2,539/mo
Today · 4.125%
HK$98,347
baseline
▲ 0.50% · 4.625%
HK$103,531
+HK$5,184/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,694/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,410 · Scale 2, in force from 26 Feb 2026)