LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,600
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,050
−HK$1,472/mo
Today · 4.125%
HK$49,522
baseline
▲ 0.50% · 4.625%
HK$52,536
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,044/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,842
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,233
−HK$1,410/mo
Today · 4.125%
HK$54,643
baseline
▲ 0.50% · 4.625%
HK$57,523
+HK$2,880/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,286/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,920
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,660
−HK$1,767/mo
Today · 4.125%
HK$59,427
baseline
▲ 0.50% · 4.625%
HK$63,043
+HK$3,616/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,854/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,211
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,879
−HK$1,693/mo
Today · 4.125%
HK$65,572
baseline
▲ 0.50% · 4.625%
HK$69,028
+HK$3,456/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,144/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,240
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,270
−HK$2,061/mo
Today · 4.125%
HK$69,331
baseline
▲ 0.50% · 4.625%
HK$73,550
+HK$4,219/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,662/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,579
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,526
−HK$1,974/mo
Today · 4.125%
HK$76,500
baseline
▲ 0.50% · 4.625%
HK$80,533
+HK$4,033/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,000/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,880
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,490
−HK$2,650/mo
Today · 4.125%
HK$89,140
baseline
▲ 0.50% · 4.625%
HK$94,564
+HK$5,424/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,280/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,316
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,819
−HK$2,539/mo
Today · 4.125%
HK$98,358
baseline
▲ 0.50% · 4.625%
HK$103,542
+HK$5,184/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,716/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,640 · Scale 2, in force from 26 Feb 2026)