LTV · monthly repayment
▼ 0.50% · 3.625%
HK$466,015
−HK$29,223/mo
▼ 0.25% · 3.875%
HK$480,511
−HK$14,727/mo
Today · 4.125%
HK$495,238
baseline
▲ 0.50% · 4.625%
HK$525,372
+HK$30,134/mo
Deposit HK$102.18M · loan HK$102.18M · min. income ≈ HK$990,476/mo (50% DSR)
Upfront cash ≈ HK$115.47M (deposit + AVD stamp duty HK$13,284,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$518,437
−HK$28,009/mo
▼ 0.25% · 3.875%
HK$532,341
−HK$14,105/mo
Today · 4.125%
HK$546,446
baseline
▲ 0.50% · 4.625%
HK$575,250
+HK$28,804/mo
Deposit HK$102.18M · loan HK$102.18M · min. income ≈ HK$1,092,892/mo (50% DSR)
Upfront cash ≈ HK$115.47M (deposit + AVD stamp duty HK$13,284,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$559,218
−HK$35,068/mo
▼ 0.25% · 3.875%
HK$576,613
−HK$17,673/mo
Today · 4.125%
HK$594,286
baseline
▲ 0.50% · 4.625%
HK$630,447
+HK$36,161/mo
Deposit HK$81.75M · loan HK$122.62M · min. income ≈ HK$1,188,572/mo (50% DSR)
Upfront cash ≈ HK$95.03M (deposit + AVD stamp duty HK$13,284,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$622,124
−HK$33,612/mo
▼ 0.25% · 3.875%
HK$638,809
−HK$16,927/mo
Today · 4.125%
HK$655,736
baseline
▲ 0.50% · 4.625%
HK$690,300
+HK$34,564/mo
Deposit HK$81.75M · loan HK$122.62M · min. income ≈ HK$1,311,472/mo (50% DSR)
Upfront cash ≈ HK$95.03M (deposit + AVD stamp duty HK$13,284,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$652,421
−HK$40,912/mo
▼ 0.25% · 3.875%
HK$672,715
−HK$20,618/mo
Today · 4.125%
HK$693,333
baseline
▲ 0.50% · 4.625%
HK$735,521
+HK$42,188/mo
Deposit HK$61.31M · loan HK$143.06M · min. income ≈ HK$1,386,666/mo (50% DSR)
Upfront cash ≈ HK$74.59M (deposit + AVD stamp duty HK$13,284,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$725,812
−HK$39,213/mo
▼ 0.25% · 3.875%
HK$745,278
−HK$19,747/mo
Today · 4.125%
HK$765,025
baseline
▲ 0.50% · 4.625%
HK$805,351
+HK$40,326/mo
Deposit HK$61.31M · loan HK$143.06M · min. income ≈ HK$1,530,050/mo (50% DSR)
Upfront cash ≈ HK$74.59M (deposit + AVD stamp duty HK$13,284,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$838,827
−HK$52,602/mo
▼ 0.25% · 3.875%
HK$864,919
−HK$26,510/mo
Today · 4.125%
HK$891,429
baseline
▲ 0.50% · 4.625%
HK$945,670
+HK$54,241/mo
Deposit HK$20.44M · loan HK$183.93M · min. income ≈ HK$1,782,858/mo (50% DSR)
Upfront cash ≈ HK$33.72M (deposit + AVD stamp duty HK$13,284,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$933,186
−HK$50,418/mo
▼ 0.25% · 3.875%
HK$958,214
−HK$25,390/mo
Today · 4.125%
HK$983,604
baseline
▲ 0.50% · 4.625%
HK$1,035,451
+HK$51,847/mo
Deposit HK$20.44M · loan HK$183.93M · min. income ≈ HK$1,967,208/mo (50% DSR)
Upfront cash ≈ HK$33.72M (deposit + AVD stamp duty HK$13,284,019 · Scale 2, in force from 26 Feb 2026)