LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,602
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,052
−HK$1,473/mo
Today · 4.125%
HK$49,525
baseline
▲ 0.50% · 4.625%
HK$52,538
+HK$3,013/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,050/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,845
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,235
−HK$1,411/mo
Today · 4.125%
HK$54,646
baseline
▲ 0.50% · 4.625%
HK$57,526
+HK$2,880/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,292/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,923
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,662
−HK$1,768/mo
Today · 4.125%
HK$59,430
baseline
▲ 0.50% · 4.625%
HK$63,046
+HK$3,616/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$118,860/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,214
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,882
−HK$1,693/mo
Today · 4.125%
HK$65,575
baseline
▲ 0.50% · 4.625%
HK$69,031
+HK$3,456/mo
Deposit HK$8.17M · loan HK$12.26M · min. income ≈ HK$131,150/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,243
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,273
−HK$2,062/mo
Today · 4.125%
HK$69,335
baseline
▲ 0.50% · 4.625%
HK$73,553
+HK$4,218/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,670/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,582
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,529
−HK$1,975/mo
Today · 4.125%
HK$76,504
baseline
▲ 0.50% · 4.625%
HK$80,536
+HK$4,032/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,008/mo (50% DSR)
Upfront cash ≈ HK$6.92M (deposit + AVD stamp duty HK$793,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,884
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,493
−HK$2,651/mo
Today · 4.125%
HK$89,144
baseline
▲ 0.50% · 4.625%
HK$94,569
+HK$5,425/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,288/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,320
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,823
−HK$2,539/mo
Today · 4.125%
HK$98,362
baseline
▲ 0.50% · 4.625%
HK$103,547
+HK$5,185/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,724/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,731 · Scale 2, in force from 26 Feb 2026)