LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,604
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,053
−HK$1,473/mo
Today · 4.125%
HK$49,526
baseline
▲ 0.50% · 4.625%
HK$52,540
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,052/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,846
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,237
−HK$1,410/mo
Today · 4.125%
HK$54,647
baseline
▲ 0.50% · 4.625%
HK$57,528
+HK$2,881/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,294/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,924
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,664
−HK$1,767/mo
Today · 4.125%
HK$59,431
baseline
▲ 0.50% · 4.625%
HK$63,048
+HK$3,617/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$118,862/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,215
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,884
−HK$1,693/mo
Today · 4.125%
HK$65,577
baseline
▲ 0.50% · 4.625%
HK$69,033
+HK$3,456/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$131,154/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,245
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,275
−HK$2,062/mo
Today · 4.125%
HK$69,337
baseline
▲ 0.50% · 4.625%
HK$73,556
+HK$4,219/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,674/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$793,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,585
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$74,531
−HK$1,975/mo
Today · 4.125%
HK$76,506
baseline
▲ 0.50% · 4.625%
HK$80,539
+HK$4,033/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,012/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$793,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,887
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,496
−HK$2,651/mo
Today · 4.125%
HK$89,147
baseline
▲ 0.50% · 4.625%
HK$94,571
+HK$5,424/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,294/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,323
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,826
−HK$2,539/mo
Today · 4.125%
HK$98,365
baseline
▲ 0.50% · 4.625%
HK$103,550
+HK$5,185/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,730/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,793 · Scale 2, in force from 26 Feb 2026)