LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,605
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,055
−HK$1,472/mo
Today · 4.125%
HK$49,527
baseline
▲ 0.50% · 4.625%
HK$52,541
+HK$3,014/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,054/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,847
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,238
−HK$1,411/mo
Today · 4.125%
HK$54,649
baseline
▲ 0.50% · 4.625%
HK$57,529
+HK$2,880/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,298/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,926
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,665
−HK$1,768/mo
Today · 4.125%
HK$59,433
baseline
▲ 0.50% · 4.625%
HK$63,049
+HK$3,616/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$118,866/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,217
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$63,886
−HK$1,692/mo
Today · 4.125%
HK$65,578
baseline
▲ 0.50% · 4.625%
HK$69,035
+HK$3,457/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$131,156/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,247
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$67,276
−HK$2,062/mo
Today · 4.125%
HK$69,338
baseline
▲ 0.50% · 4.625%
HK$73,557
+HK$4,219/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,676/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$793,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,586
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,533
−HK$1,975/mo
Today · 4.125%
HK$76,508
baseline
▲ 0.50% · 4.625%
HK$80,541
+HK$4,033/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,016/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$793,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,889
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$86,498
−HK$2,651/mo
Today · 4.125%
HK$89,149
baseline
▲ 0.50% · 4.625%
HK$94,574
+HK$5,425/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,298/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,325
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,828
−HK$2,539/mo
Today · 4.125%
HK$98,367
baseline
▲ 0.50% · 4.625%
HK$103,553
+HK$5,186/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,734/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,843 · Scale 2, in force from 26 Feb 2026)