LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,605
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,055
−HK$1,473/mo
Today · 4.125%
HK$49,528
baseline
▲ 0.50% · 4.625%
HK$52,541
+HK$3,013/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$99,056/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,848
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,238
−HK$1,411/mo
Today · 4.125%
HK$54,649
baseline
▲ 0.50% · 4.625%
HK$57,530
+HK$2,881/mo
Deposit HK$10.22M · loan HK$10.22M · min. income ≈ HK$109,298/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$793,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,926
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$57,666
−HK$1,767/mo
Today · 4.125%
HK$59,433
baseline
▲ 0.50% · 4.625%
HK$63,050
+HK$3,617/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$118,866/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,217
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$63,886
−HK$1,693/mo
Today · 4.125%
HK$65,579
baseline
▲ 0.50% · 4.625%
HK$69,035
+HK$3,456/mo
Deposit HK$8.18M · loan HK$12.26M · min. income ≈ HK$131,158/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$793,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,247
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$67,277
−HK$2,062/mo
Today · 4.125%
HK$69,339
baseline
▲ 0.50% · 4.625%
HK$73,558
+HK$4,219/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$138,678/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$793,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,587
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$74,534
−HK$1,975/mo
Today · 4.125%
HK$76,509
baseline
▲ 0.50% · 4.625%
HK$80,541
+HK$4,032/mo
Deposit HK$6.13M · loan HK$14.31M · min. income ≈ HK$153,018/mo (50% DSR)
Upfront cash ≈ HK$6.93M (deposit + AVD stamp duty HK$793,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,889
−HK$5,261/mo
▼ 0.25% · 3.875%
HK$86,499
−HK$2,651/mo
Today · 4.125%
HK$89,150
baseline
▲ 0.50% · 4.625%
HK$94,574
+HK$5,424/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$178,300/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,326
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$95,829
−HK$2,539/mo
Today · 4.125%
HK$98,368
baseline
▲ 0.50% · 4.625%
HK$103,553
+HK$5,185/mo
Deposit HK$2.04M · loan HK$18.39M · min. income ≈ HK$196,736/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$793,857 · Scale 2, in force from 26 Feb 2026)